The Team

Our qualified management team have a complimentary blend of experience and skills and are assisted by a strong team of conscientious, hard working and customer focussed staff.


Pam-YoungPam Young FCA – Director

Pam founded Celtic Associates in 2004 after ten years experience as the finance director of a local corporate and trust service provider. Pam trained and qualified with an international firm of accountants and specialises in offshore and international business.


Iain-WoodIain Wood FCA – Director

Prior to founding Celtic Associates with Pam, Iain worked in the finance operations of a multinational insurance company and was the Financial Controller at an award winning offshore private bank. Iain trained and qualified with a ‘Big Six’ accountancy firm in the Isle of Man and has comprehensive accounting and regulatory experience.




Terri Ramsden CAT – Accounts Manager

Terri is in her final stages of obtaining her ACCA qualification. She has extensive accountancy and audit experience spanning a 10 year period dealing with  local business through to international corporations. Terri and her friendly team aim to be approachable and accessible to all clients no matter their size or type of business.



Gillian-Quaggin2Angela-FaragherGillian Quaggin and Angela Faragher – Senior Administrators
Our administration function is competently operated by Angela Faragher and Gillian Quaggin who have many years experience in the fiduciary and accountancy sector. Both Angela and Gillian have worked for Celtic Associates Limited for several years and have developed very good working relationships with clients and staff alike.

Angela has recently completed and passed the Diploma in Offshore Finance and Administration issued by the Institute of Chartered Secretaries and Administrators.


Julie-BrocklebankJulie Brocklebank – Senior Accounts Assistant

Julie Brocklebank assists Terri with the local and fiduciary accounting function of our business. Like Angela and Gillian, Julie has worked for Celtic Associates Limited for several years and has a broad wealth of experience of dealing with a large variety of clients.




For complex taxation or legal matters we can co-ordinate with reputable local experts to obtain appropriate advice if required.